Our Approach...

LUCEV Finance & Investment Group delivers innovative financial products and services. Moreover, with clients, business partners and stakeholders served, found in mutual trust and respect, we foster long term professional relationships. Additionally, by implementing forward-looking corporate strategies, carrying out socially responsible (and responsive) business activities, LUCEV Finance & Investment Group is an active participant in our shared local (and global) economy.

Our Story...

Based on our commitment, LUCEV Finance & Investment Group endeavors to create a higher quality private equity lending capability. With that understanding, we offer several national and international private equity funding options. We welcome an opportunity to become a single source solution for all commercial real estate ($1MM - $80MM) acquisition and development purchase options.

Our Mission...

LUCEV Finance and Investment Group is a boutique commercial mortgage brokerage and consulting firm. Our specialty is working on transactions that require creative solutions; i.e. commercial business financing, senior debt financing, mezzanine financing, participating debt; subordinated debt, equity capital, joint ventures, unique capitalization or hard money. Our mission is to serve as the catalyst that achieves timely commercial real estate funding. The value proposition we offer is financial and banking relationships. With proven financial resources, these relationships foster creative thought, underwriting expertise and strategic partnerships.

Professional

Our Niche...

Where conventional lenders cannot, we can. LUCEV Finance is the proven preferred national and international alternative real estate lending source. The following reflects reasons why commercial real estate professionals and those seeking creative forms of real estate financing prefer our services.

We routinely partner to originate, close and fund normal to more difficult commercial and non-owner occupied residential real estate purchase, acquisition, development and refinance projects. To close and fund commercial real estate purchase transactions, on behalf of clients, LUCEV Finance completes necessary administrative due diligence.

Faster commercial loan approvals and funding...

With traditional conventional lenders, securing a commercial loan may require months. As seasoned commercial real estate investors understand, once a subject property is on the market, the purchase window or timeline is short. Yet, applying for a private equity or alternative loan is a faster process. This process provides funding within critical timeframes. After completing a commercial loan application and providing necessary due diligence, within days, a reputable lender may fund a commercial private equity loan.

Less financial documentation...

As a part of the underwriting process, traditional lenders need to evaluate business financials. However, associated with a subject property, for real estate investors (whose business or personal financials may not be available), this requirement can prove prohibitive. However, commercial real estate private equity money lenders may not require business or personal financials. The viability of the opportunity and collateralized subject property determines loan approval.

Stronger purchase offers...

During escrow, those involved with commercial real estate have experienced bank financing decline. This possibility is inconvenient and endangers the purchase. Because private equity lenders are focused on asset-based lending parameters; i.e. the value of the collateral anchoring the loan request, these lenders are less likely to deny funding.

Leveraged negotiations...

Real estate deals move quickly. This movement impacts price points. When purchasing an investment property, if multiple parties are interested, those with funding from conventional lenders are often at a disadvantage. However, with private equity funding, by guaranteeing a shorter escrow period and a faster close, investors can better negotiate price.

Protect liquidity...

When making an offer, cash purchases are preferred. Cash auctions buyers secure lower prices and can better negotiate favorable terms. Still, purchasing a property in cash encumbers funds and mitigates other immediate purchases. For those who pay in cash, a commercial private equity loan can provide immediate financing-while maintaining cash liquidity.

In lieu of credit blemishes...

For those seeking financing, a host of issues within a borrower’s credit history thwarts receipt of needed funding. Past bankruptcies, loan modifications, foreclosures and other credit determining factors impact a lending decision. For private equity lenders, loans are not based on “credit worthiness”. Because alternative lenders utilize asset-based loan programs, the emphasis is on the viability of the opportunity and value of the real estate asset.

Flexibility to customize a loan package...

To avoid risk, with lending regulations, conventional lenders are rigid. For seemingly arbitrary factors, investors are denied loan approval. Private equity lenders have independent lending criterium. Should there be a specific challenge-preventing loan approval, the private equity lender is more inclined to consider favorable alternative solutions.

Next Steps...

WE HAVE ACCESS TO NEAR INEXHAUSTIBLE FUNDING CAPABILITY. For detailed analysis, forward a loan inquiry or an Executive Summary.